Rachel Reeves’ second Budget focused on stability, investment and renewal—but reaction is sharply split. Labour presents it as a turning point; Conservatives, led by Kemi Badenoch, warn it risks overburdening businesses without immediate support. Lenders are taking a cautious, mixed approach. Some alternative funders are already adjusting rates and LTVs—one northern manufacturer secured a six-figure growth loan—while many high street banks are waiting for clearer tax detail. Expect gradual improvement, not overnight change.

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