Labours’ Growth Agenda: Where the Funding Opportunities Will Be

Labour’s Budget targets manufacturing, green energy, digital, construction and infrastructure as engines of growth. Funding appetite is already shifting, but unevenly. A solar installer recently secured expansion finance after lenders warmed to the Government’s green and energy security agenda. By contrast, hospitality and some construction schemes are facing tougher stress tests, with lenders wary of cost pressures and planning delays despite political promises. The message is clear: opportunities exist, but depend on sector positioning and lender confidence.

Kara CookFebruary 9, 2026Borrowing, Labour, Politics, Autumn Budget, Small Businesses, Lenders, Investments, Financial Adviser, Finance Broker

What Rachel Reeves’ Budget Really Means for UK Businesses

Rachel Reeves’ second Budget focused on stability, investment and renewal—but reaction is sharply split. Labour presents it as a turning point; Conservatives, led by Kemi Badenoch, warn it risks overburdening businesses without immediate support. Lenders are taking a cautious, mixed approach. Some alternative funders are already adjusting rates and LTVs—one northern manufacturer secured a six-figure growth loan—while many high street banks are waiting for clearer tax detail. Expect gradual improvement, not overnight change.

Kara CookJanuary 12, 2026Finance Broker, Financial Adviser, Budget, Autumn Budget, lending consultant, Political Changes

Funding Property Development After Reeves’ Budget: What Developers Need to Know

Housing sat at the heart of Reeves’ Budget, with promises of faster planning, more land release and stronger delivery. Labour says this will unlock growth; the Conservatives warn similar pledges stalled before. Lenders are taking note, as development finance hinges on planning certainty and sector confidence. One developer recently secured funding to convert a commercial site, with their lender backing long-term demand. Another faced delays as funders waited for real proof of planning reform. Compared with 2020–22, lenders are far more selective.

Are Borrowing Costs About to Drop? What SMEs Should Know After the Budget

Many SMEs are wondering whether borrowing costs will finally ease. Labour says its Budget lays the foundations for stability and gradual rate reductions, while the Conservatives argue it falls short on tackling inflation. Lenders are equally split: some have trimmed margins slightly, others are holding firm until the Bank of England signals a clearer shift. Recent refinancing cases show mixed outcomes, and today’s cautious market contrasts sharply with 2021’s cheap credit.

Kara CookDecember 3, 2025Budget, SME, Small Businesses, Autumn Budget, Borrowing, Lending, Finance Broker

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