01 / Bridging & refinancing
Bridging loan requirement
We assisted a property developer with refinancing a £7 million bridging loan originally used to acquire land. After obtaining planning permission for 290 apartments, the client needed more time to determine the site's future.
The existing lender had already extended the facility twice and required repayment. Working with a key funding partner, we structured a refinancing solution that provided the time needed for a property sale to complete.
Facility£7 million
Planning consent290 apartments
02 / Overseas investor
Overseas investor raising finance
We worked with an overseas-based client to raise £2.5 million for the acquisition of a UK office block. The client owned a mix of commercial and residential property assets and wanted to expand the portfolio.
We structured a refinance against existing properties to release the equity needed for the purchase, avoiding a new cash contribution. Multiple funders were invited to tender, with the selected lender offering suitable terms and the ability to meet a tight completion timetable. We coordinated banks, lawyers, valuers and the client's accountant across a six-hour time difference.
Funding raised£2.5 million
PurposeOffice acquisition
03 / Portfolio refinancing
Refinance frustrations
A client with a substantial residential investment portfolio needed a £3 million refinance to release capital for further acquisitions. Their existing bank's lengthy assessment, repeated information requests and lack of credit approval were delaying plans.
We reviewed the portfolio, established the funding requirements and prepared a focused lender presentation. Through our lending relationships, we obtained credit approval and coordinated the transaction through to drawdown, enabling the client to resume their investment strategy.
Facility£3 million
PurposeRelease investment capital
04 / Specialist introductions
Family estate planning
A couple in their 70s had accumulated properties, pensions and investments but had undertaken limited strategic estate planning.
After discussing their circumstances and objectives, we introduced trusted financial planners, tax advisers and solicitors to help develop and implement a coordinated plan for their future and their three adult sons.
SupportProfessional introductions
FocusFamily estate planning
05 / Property development
Office-to-residential conversion
A developer required £3.5 million to convert a former office block into 28 retirement apartments. We sourced three offers from specialist development lenders.
The client chose a lender offering greater flexibility and relevant sector experience rather than simply the lowest price. We coordinated valuation, solicitors and monitoring surveyors and remained involved during staged drawdowns through to the eventual sale of the apartments.
Facility£3.5 million
Scheme28 apartments
06 / Commercial refinancing
Refinance for flexibility
We completed a £1.8 million refinancing involving a leisure complex with both an operating business and a long-term commercial investment component.
The mixed-use nature of the assets required careful structuring and a clear lender presentation. We helped secure long-term funding suited to the client's circumstances, providing greater certainty over the future of the business and property.
Facility£1.8 million
AssetLeisure complex
07 / Business advisory
Strategic business advice
A successful trading business with annual turnover above £5 million had experienced declining profitability and sought assistance with improving performance.
We analysed historical financial results and business operations, spoke with key staff, customers and suppliers, and presented recommendations covering cost reductions, job costing and operational efficiency. The client subsequently reported stronger sales and margins, reduced costs and improved profitability, supporting further investment.
Business turnover£5m+ annually
FocusOperational profitability
08 / Private client funding
Urgent private client mortgage
Private clients needed £2 million to complete a home purchase after their original lender was unable to deliver. Contracts had been exchanged five months earlier, completion was just a month away and the sale of their existing property had stalled.
Through a relationship with a private bank, we helped arrange a bridging solution and secure timely credit approval. This enabled the purchase to complete while allowing additional time to sell the existing home.
Facility£2 million
RequirementTime-critical completion
09 / Ground-up development
Ground-up development finance
A developer required £4.5 million to build 22 houses on a former hotel site. We approached several specialist development lenders and obtained a selection of terms.
Working with the client, we selected a lender offering competitive pricing alongside strong knowledge of the local market. The client secured pre-sales on ten homes and completed construction in nine months, helping to minimise overall interest costs.
Facility£4.5 million
Development22 houses
Build period9 months
