From conversions to ground-up builds, the right finance can be the difference between a smooth project and a stalled one. In this blog, Otium Partners explains how to structure property development finance in the UK, what lenders really want to see, and how we support clients from first plans to final drawdown.
Refinancing is not just about cutting costs. It is a strategic tool for releasing equity, improving cash flow, and funding growth. In this blog, Otium Partners explains when refinancing makes sense, how it works, and how we help businesses turn their balance sheet into a springboard for future plans.
Lending criteria are changing. In 2025, lenders are looking for more than just assets — they want clarity, planning, and professionalism. In this blog, Otium Partners explains what borrowers need to know, and how our team helps clients secure finance by presenting deals the right way.
In commercial lending, the lowest rate is not always the smartest deal. From fees to flexibility, there is a lot more to consider. In this blog, Otium Partners explains how to compare loans properly, and why our independent approach helps clients find funding that works in the real world, not just on paper.
Completing your development is just the beginning. If sales are still in motion, a developer exit loan can buy you time, cut interest costs, and free up capital. In this blog, Otium Partners explains when exit finance makes sense — and how we help clients stay in control, not under pressure.
From light upgrades to full-scale conversions, the right refurbishment finance can unlock real value — but only if the deal is structured properly. In this blog, we explain how these loans work, when they make sense, and how Otium Partners helps clients manage the process from start to finish.
Buying land is just the first step, funding the journey from planning to build requires a specialist approach. In this blog, we break down how UK development finance works, what lenders look for, and how Otium Partners helps clients structure deals that work from day one to project completion.
From ground-up builds to complex conversions, the right finance can make or break a development. In this blog, we break down how development loans work, when they make sense, and how Otium Partners supports UK developers with expert structuring and end-to-end management.
Bridging finance can unlock big opportunities when time is tight. Whether it's a fast purchase, chain break or urgent capital need, here’s how it works — and how Otium Partners makes it work for you.
Navigating complex mortgages as a high-net-worth individual can be anything but simple. From offshore assets to urgent timelines, our brokers tailor every solution to your unique financial world — with speed, clarity, and trusted expertise.
