Our Lending Consultancy is designed to assist businesses and families with all their borrowing requirements in 4 key areas;

  •       Property Development

  •       Property Investment

  •       Commercial Business Finance

  •       HNW Private Client Mortgages

Otium Partners offer a full range of lending services, whether you're looking to raise finance to support growth or asset acquisition or refinancing existing debt facilities.

Our lending consultants can also help with business planning/cash flow by realising value through releasing equity tied up in assets or restructuring debt in situations involving financial stress. Our expert team of commercial lending consultants are here to find the best solution for you.

Our lending consultants specialise in all aspects of property and business lending, including;

o   Property Development and Refurbishment

o   Bridging

o   Developer Exit

o   Property Investment

o   Buy-to-Let

o   Commercial Mortgage

o   Working Capital

o   Asset & Vehicle Finance

o   Factoring & Invoice Discounting

o   Corporate Finance

o   HNW Mortgages

Experienced Lending Consultants

With significant experience in lending to all types of borrowers across all types of assets., our consultants have a deep understanding of how to approach a wide range of situations. We create results through our extensive network of commercial & private banks, alternative lenders and specialist advisory firms.

Whether you're looking for short term bridging loans or have long term lending requirements, we provide objective advice and identify the best solutions for our clients across the lending marketplace.

And as well as identifying solutions to meet our client’s needs, we will also manage the entire process on their behalf; gathering and presenting all required information to lenders. We will negotiate terms and conditions and search for the best interest rate. Finally we will deal with the valuation and legal matters and complete all administration tasks throughout the deal.

Lending Consultancy Services

Our Lending Consultancy services are available to individuals, partnerships, companies, trusts and pension funds to support their borrowing needs including;

  •        Raising finance to acquire property(ies)

  •        Raising business finance to support growth or acquisition strategies

  •        Refinancing existing debt facilities or accessing new debt products

  •        Realising value through debt restructuring

  •        General advice and capital raising in financial stress situations

  •        Liaising and negotiating with a wide range of professionals on our client’s behalf

Key Benefits of Lending Consultancy

  •        Significant experience in senior banking and lending roles across the team

  •        Access to an extensive range of lenders across all sectors and asset types

  •        Independent and objective

  •        We work with a wide network of professional advisors across legal, tax, accountancy, surveying and financial advice to support our clients

  •        We handle the whole process from start to finish, including all administration tasks

  •        Our experience enables us to negotiate the best terms and conditions for our clients